Sunday, December 2, 2012

When Medi-Care Doesn't!

At this time of year we are subjected to ads and commercials advising us that Medicare open enrollment is now and it ends December 7th. (Funny, that date sounds familiar for something. Hmmm.)
Those affected by this are naturally seniors and if lucky getting older every year while still under the protective arm of the Medicare system.
What the ads say however always annoys me to some extent.  They explain that you must compare plans and choose the one that’s right for you.  In other words the one blended specifically for that which ails you if you will.
You are told to do this by researching online and visiting various websites to compare costs and coverages.
The problem is that while many new seniors are in their mid sixties the majority of Medicare users are not.
The targeted audience is obviously those who have already been enrolled in Medicare. These people are less likely to be up on new technologies and less likely to have the skills needed to navigate the increasingly confusing internet.
So at a time in our lives that used to be pointed to as the Golden Years we are expected to spend more time perusing different health care plans all designed to confuse and hide certain facts so as to lure us into signing up for deals designed to make the insurer wealthier and drive customer crazy, or crazier after all these years.
Picture a ninety year old surfing the web and charting the available plans and you will realize how ripe for fraud the entire thing is!
This is all related to my next post (or actually the one I posted first so that it would appear below this and thus look as though it was in correct chronological order.)
Hopefully you read that one first but if not go back and read it again.

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