UNDERSTANDING DSP

Big business has always had many tactics to increase profits.  But little by little they have found a cool way to get blood from a stone and squeeze every last bit of moisture out of a dry sponge.  They don’t want you to notice until it’s too late.  I call this tactic Divide, Separate and Profit!

DSP is a simple thing really and I am surprised it took so long for the greedy bastards to completely espouse its use!  But now that they have it it is de rigueur in the business arena.

Here’s how it works:

Say you are in the home owners’ insurance business and you have maximized your client base.

You may get a few more suckers here and there but frankly the only way to keep making more profit is to expand that which you cover or insure. (I am leaving out the obvious way of merely denying al claims since that is business as usual.)

•        Step one, have some clever attorney or accountant hide in a room and comb over policies you write, including the tiny almost invisible small print.
•        Come up with some notable omissions.
•        Turn them into codicils to be sold as if new coverage.

This was done when suddenly every insurance company started to offer the homeowner flood insurance. Since then the flood of new ways to squeeze consumers hit the market.

It was always included before just not actually written as such.

For example other types of DSP already in existence are “Renters insurance” and coverage for “Off Premises Theft (OPT.)”

OPT makes me laugh because simple analyses will show what a fraud this one is!

Say you live on Long Island and your friend lives in Brooklyn and the two of you vacation TOGETHER in Ohio or anywhere other than New York.

Sadly while you both are out visiting the Rock and Roll HOF a burglar breaks into your hotel room and steals all your stuff.  Geico (personal experience) will not cover the possessions of the Brooklyn-ite but will do so for the Long Islander.

The reasoning behind this dichotomy is that Brooklyn has more crime than does Long Island. BUT NEITHER OF YOU WERE EVEN IN NEW YORK WHEN THE EVENT TOOK PLACE! THAT’S WHY IT’S CALLED OFF-PREMISES!!!

However throwing logic out as an argument to corporations or even people and especially those in the T-Potty is a waste of time.

Airlines started using DSP a few years ago.  We all encounter this bit of covert trickery when we check our luggage!

Some airlines now charge more for seats on the aisle; next to a window or near a bulkhead.

Pennies to Pee? S/B E-Z Pass

One brazen bunch of bastards even tried to tax toilet visits by charging you money to pee.

What could possibly be next, “Oh you wish to sit during the flight???”

Luggage may be a bit heavier than it should be and for that I can see a small surcharge.  So what about the man travelling without luggage who weighs in at 400 pounds?

Just Get Me There Alive!

Remember when the ads used to say “Getting there is half the fun?”  Now all we want is to have a tiny bit of comfort and arrive alive and close to on-time!

I fear the time when every single industry has this ala carte mentality for that which used to be bundled.

“What do you mean the shirt doesn't come with buttons?”

“Sir, you only rented a car and you did sign the agreement.  If you note in the small print the steering wheel is extra!”

“Of course you voted for me but now that I am here I must keep my job.  That means kowtowing to wealthy people only. Unless, wait, is that a wad of bribe money in your pocket or are just happy to see me?”

The country has been hi-jacked by big business and being held hostage by its puppets in Congress.  They have been working toward this moment for years and the current important DSP involves removing healthcare insurance FROM YOU!

Your move America.

REMEMBER IN NOVEMBER

REMEMBER EVERY NOVEMBER!

You're Not Worth a Look

In normal day to day situations if someone catches your eye and says "Hi" you would probably say "Hi" back. And if you get a phone call or an e-mail the odds are you will acknowledge it at some point in time.

The above is silly and obvious and really does not need to be stated for normal human beings.

But there are quite a few people who are still walking this Earth who believe that they are above the rest of us and do not see the need to reply to anything. These individuals are generally thought of as despicable egotistical (fill in your own plural expletive here.)

Now I am not talking about those of you who use your "Caller ID" to screen your calls so as not to have to talk to your mother-in-law, or mother for that matter and you know who you are. Those slight discretions or white lies of omission do not harm the ignored person for long and as long as they never find out that you were sitting there looking at the number calling you and thinking, "No way, not now!" they will not be irreparably harmed.

But how about those individuals who put on their pants one leg at a time like the rest of us but believe themselves to be way above humanity? They visit the toilet facilities on a regular basis as do we but of course their deposits leave no odor.

When cornered and found out to have been ignoring a situation these holier than thou types generally switch gears and become very polite and knowledgeable of the problem at hand as though they were following it all along. They seem to understand the matter quickly and dispose of it with the same speed. You come away wondering if you were wrong about them.
You were not!
This is a tactic at which these people have become very adept. My religion does not believe in Hell but if we did we would expect to see its streets lined with this type of scum. Unfortunately they are generally so aloof that I doubt they would even then notice their personal surroundings.

So what is the point of my rant?
For the past three months I have been patiently trying to get one of these creatures to respond to my e-mails and letters but to no avail. In my life I never ignored anyone to the extent that this 'thing' has ignored me.

Why bring this up now?
For one thing it allows me to vent some frustration at the fact that the 'thing' is still alive and working and prospering way above and beyond its deserving worth.
Putting this on the internet possibly allows others to read it and recognize themselves or others. It may give someone else an understanding of the true evil that exists in our everyday lives.
And finally it sends a message to the 'thing' of whom I speak that this time I am not giving up.

When I first incurred an injustice at the hands of this same being I wrote about it on this blog. The thing never reads these things so it really was not going to help my cause but lo and behold it did read it and called to comment that I was wrong and unfair.

Time passed before I realized how he found the blog. One of the brown-nosing useless IT people in his company came across the article and ran to snitch. "Look what I found! Aren't I good? Can I have a treat?"

After receiving his candy from his superior the back-stabbing moron went back to wasting time at his desk, surfing the web for jokes and porn. (The funniest part of this is that "Brown-Nosee" is a huge "Brown-Noser" of his owner and his owner's father. In fact he has to be but that is a story for private issue later. Call me, we'll do lunch and talk.)

Still I doubt any of the characters in this story will come across the blog this time and it is really being written more as therapy and a reminder to myself that I will not allow them to get away with ignoring me anymore.